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yeah for AFLAC!!!!


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#1 BuddyRoo

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Posted 11 June 2007 - 01:19 PM

i've had AFLAC for oh, 6 or 7 years. lucky for me, i never get hurt, til now.

it didn't dawn on me til i was looking at my paystub friday and saw the deduction for aflac that i might be able to get some $$ to help cover expenses related to my arm.

just went and talked to the gal that handles it and she thinks that i can get a THOUSAND towards expenses!!! holy cow!

i'll let ya know what the agent says...but i was starting to panic about all the copays for PT 3 times a week and such. now it sounds like all of that is going to be covered plus a lot more!

YEAH for AFLAC!!! [Yay] [Yay]

ETA: i didn;t turn anything in last year for my carpal tunnel surgery and they're saying they'll pay towards that too! how cool!

[ 06-11-2007, 02:36 PM: Message edited by: BuddyRooShmancyNShy ]

#2 Char

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Posted 11 June 2007 - 01:20 PM

afffffflaaaacccccckkkkkkk!

Great news BuddyRoo!

Ch

#3 farah

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Posted 11 June 2007 - 01:21 PM

Is it just me, or can you not just say AFLAC? You have to say it like that stupid duck!!!!

Great news on actually being able to use disability insurance!!

#4 JrRodeoMom

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Posted 11 June 2007 - 02:00 PM

quote:
Originally posted by farah:
Is it just me, or can you not just say AFLAC? You have to say it like that stupid duck!!!!

Great news on actually being able to use disability insurance!!

[ROTFL]
I had to say it like the duck. [Embarrassed]

#5 ozland

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Posted 11 June 2007 - 02:02 PM

Now that's just ducky , hehe

#6 PaintHorseKate81

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Posted 11 June 2007 - 02:02 PM

Great News BuddyRoo!!!

#7 BuddyRoo

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Posted 11 June 2007 - 02:03 PM

oz! [ROTFL]

#8 illinois racer

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Posted 11 June 2007 - 03:03 PM

Okay, Aflac has me thinking of the goat "nahh naahh na". I think the goat is a rep. for my insurance company.

#9 katie may

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Posted 11 June 2007 - 03:47 PM

YAY!!!!! that is awesome news!

and i can't just read aflac. i have to read it AFLAC! just like the duck!

#10 Disp458

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Posted 11 June 2007 - 04:03 PM

I have Alfac thru my work also. A couple years ago when we were building the horse barn I crushed my finger and was off for about 6 weeks. Aflac was a life saver for me. It's a great thing to have and only costs me about $14.00 every 2 weeks.

#11 Decembrr

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Posted 11 June 2007 - 04:54 PM

So, I have aflac thru work also... and I've not had a claim on it yet. I've tried, but my employer is less than helpful and "forgets" to get my stuff.

My son had surgery last fall... I had surgery this spring... and muliple xrays, MRI, etc...

..and I was trying to get info from my employer on how to contact them to see if ANY of it's covered in any way...

...I've just about given up. IN fact have, since it's now been been anywhere from several weeks to NINE MONTHS since some of the events.

From your post... I'm assuming that I MAY still be able to turn this stuff in?? That's be awesome...

Now, if I can just figure out who/what to turn things into..

Congrats on getting Aflac money for you!

#12 Katy BlackJack

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Posted 11 June 2007 - 05:06 PM

[Yay] Wohoo! [Yay]
We are thinking about having it available through my work- sounds like a good thing!

#13 chele

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Posted 11 June 2007 - 08:16 PM

Decembrr
You can do this a couple of different ways.
1. Download this form http://www.aflac.com/us/en/docs/fsarequest...rsementform.pdf Complete it and submitt it.

or

2. What I do for our patients is submitt the claim on their behalf. You can call the hospital(s) you were treated at and see if they are willing to do this for you. If they are not, see if they are willing to send you a copy of the claim form they sent to your primary insurer, then submit that yourself. The claims address is 1932 Wynnton Road Columbus, GA 31999 phone is 877 442 3522

They are very easy to work with.

#14 Tazzin

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Posted 11 June 2007 - 08:35 PM

[Big Grin] Gotta love the duck!
 -

I have a Cancer policy through them. Many people are using them to supplement our County insurance, as it covers less and less.

#15 ironbessflint

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Posted 11 June 2007 - 09:52 PM

We've got AFLAC and my mom LOVES them. Between her surgery, my brother's monthly injuries, my back (oh, and my shoulder)....everyone else's high rates are definitely because of us! But they are great to work with [Smile]

#16 Bend N Flex

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Posted 11 June 2007 - 11:08 PM

Ok, I have to ask, cause I live in Canada.

How does it work over there. Is this insurance for when you've been in hospital? Like, when you go to ER...do you have to give them your credit card? What happens when you have to go visit the doctor?

If you go to the hospital, do they take you in, do what needs to be done and then give you the bill upon discharge?

And is this an insurance for accidents, hospital charges etc etc?

Sorry to be so ignorant, but I have no idea how your system works in the US and I've always wondered.

#17 Guest__*

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Posted 11 June 2007 - 11:34 PM

How ironic, I took this a few hours ago [Wink]

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#18 StarMom

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Posted 11 June 2007 - 11:36 PM

[Yay] [Jump] [Yay]

#19 BethanyW

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Posted 11 June 2007 - 11:50 PM

Bend Aflac is a form of disability insurance.

So if you are hurt and can't work, or are out of work due to other medical conditions they will pay out money to you.

A wonderful thing to have if you have surgery and are expected to be out for any period of time and wont be able to earn your paycheck.

Nice to hear something worked out for you BuddyRoo. About time, I say.

#20 BuddyRoo

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Posted 12 June 2007 - 10:30 AM

well unfortunately, it looks like they didn't upgrade my policy when i switched it over to my work account, so i don't have as much coverage as i thought.

but, i will fill out the accident form and submit and see what happens.

as far as whomever was asking about what's covered--depends on your policy. my carpal tunnel surg is not covered because i have an accident and cancer policy---so the arm is covered because it was an accident. but surgery as the result of illness is not covered.

based on the type of injury, you get a $$ amount. standard 1 bone broken arm gets and automatic $250. the fact that i had surgery and now have plates and screws makes the number go up. get $120 for the ER visit.

i have great health insurance--this is just supplemental. my health insurance pays all but a $10-$20 copay for most things--so what this supplemental policy does is help cover those things.

i pay about $6 every 2 weeks for this coverage, so it's a pretty inexpensive thing.

for me, this wil pay co-pays, some gas $$ going to appointments, some of the PT (6 visits @35 per--my copay is $10 and i have to do like 18-20 visits) and basically just make it so that the $$ needed to fix this stupid arm isn't competing for bill paying.